It can be worth talking about your finances with independent advisers to be sure that you are getting the most from your money.
It is also important that any advice you receive on money matters is impartial and puts your needs and interests first.
A lot of information and advice is available free, however if you are requiring regulated financial advice or needing the services of a legal person, like a solicitor, there may be a charge for these services.
The organisation or individual you contact should tell you what charges, if any, apply.
Who can help to advise you?
The Society of Later Life Advisers (SOLLA) 
A database of accredited private financial advisers who specialise in giving advice on finances in later life, enabling you to plan ahead or to make the most of your money once you reach retirement and older age. Visit the 
Money Advice Service
An independent service, set up by government to help people manage their money by giving free and impartial advice on all money matters. Visit the 
Pensions Advisory Service
The Pensions Advisory Service (TPAS) is here to give people professional, independent and impartial help with their pensions for free. Visit the
Workplace Pensions
Millions of workers are being automatically enrolled into a workplace pension by their employer. Once you're enrolled, not only will you pay into it but so will your boss and the government. Visit the .
Pension Wise
Information from the government on all issues relating to occupational and private pensions. Visit
51²èÂ¥ Advice Network
Find out information about benefits, debt, and money advice. Managing finances such as bills, debts and borrowing. Please contact your local Citizens Advice. To find your local Citizen’s Advice please visit .
Age UK
Age UK can offer help and support, for older people on all kinds of money matters. Age UK have a national webpage, which offers good advice, as well as regional and local support. To find out more information visit:
Which? Elderly Care
The consumer organisation Which? has an elderly care website giving free, independent and practical advice for older people and their carers across the UK. Visit the .